Act of God

What is the Act of God (Clause in Insurance Policies)?

Floods, earthquakes, hurricanes, mudslides and any other natural events that damage property are often considered acts of God. Many contractors and subcontractors routinely include in their contracts an exemption for delays caused by acts of God.

Basic hazard insurance policies also exclude many such “acts of God” from their basic coverage; property owners need to purchase special policies to cover specific acts of God.

For more information, see also the following entries:

  • :Contractor:
  • :Hazard Insurance:
  • :Real Property:
  • :Rider:
  • :Subcontractor:


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